Identity theft protection services such as LifeLock, Identity Guard and Debix are no longer legally allowed to place these particular fraud alerts on your behalf. Fraud alerts have to be renewed every 90 days unless you are already a victim and can provide proof to the credit bureaus, at which time they will extend it to 7 years. This is often done by calling you at the number you place in your credit file beside the alert.
Having said that, the first tool to be aware of is a credit bureau fraud alert which you can place on your credit report.Įssentially this fraud alert requires creditors to take reasonable measures to verify your identity before approving any credit requests. Some people are simply far more vulnerable targets and you don’t want to be one of them.
Identity guard vs privacy guard full#
There never has been and never will be full proof id protection. It certainly is smart to take precautions and steps to protect yourself but it is down right foolish to think that because you’re being careful, or took this or that step, that it won’t happen to you. This is why identity theft companies offer insurance and/or service guarantees. Before presenting these, we do want to caution you and make sure you’re aware that there is no such thing as full proof identity theft protection. Identity Theft Labs also wants to make sure you are aware of three other tools, two that help stop identity theft and one that can indicate if you have become a victim. If you’re ready to help protect yourself against identity theft now, but are still undecided on which service to use, then please read our professionally researched reviews and choose the id theft company that best meets your needs and budget. This often shared article separates the facts from the media propaganda and gives you the knowledge you need to make an educated decision. If you are not convinced that you need help to protect yourself against identity theft then read our truth revealing article titled Identity Protection – Do I Really Need It.
If you have ever seen Datelines “To Catch an ID Thief” where they expose the internet black market then you know criminals move fast and everything from Social Security numbers, to credit cards and bank account numbers and passwords are readily available for sale in illegal internet black markets.Īdd to this the 120 million personal and private records that have been exposed in the last three years by data breaches and you can see why identity theft protection is something you should strongly consider purchasing today. Please see our reviews for more in-depth details and each company’s website for terms and complete details. Insurance or Guarantee and Recovery Services
Identity guard vs privacy guard professional#
As a trusted source for professional reviews, of what we consider to be the best identity protection companies, we narrow your focus and save you time, eliminating your frustration and overwhelm.Ĭompare LIFELOCK®, IDENTITYFORCE® and IDENTITY GUARD® Our experience in comparing identity theft companies over the past 12 years has earned us a stellar reputation. Identity Theft Labs helps you choose the service that’s right for you!
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